Certificates

Dividends paid monthly or at maturity.
$500 minimum to open (except for 7-day certificate which requires $10,000 minimum to open).
Terms are available from 7-day through 60-month.

IRA Share/Certificate:

Dividends paid and compounded monthly.

Shares:
Traditional, Coverdell ESA and Roth

$1 to open.
Deposits and no-penalty withdrawal allowed.


Certificates:
Traditional and Roth

$500 to open;
1-5 year terms;
penalty for early withdrawal (except for members 59-1/2 and older).

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