Loan Rates (Loan Rates Effective January 5, 2012)

New Auto 2012-2011

TERM

FIXED APR AS LOW AS

0 - 60 months

2.49%

61 - 72 months ($18k min)

3.99%

73-84 months ($22k min)

4.99%

Used Auto 2010-2008

0 - 60 months*

2.99%

61 - 72 months ($22k min)

4.49%

Used Auto 2007-2005

0 - 60 months*

4.99%

Older Used Auto (100% sales price)

0 - 36 months*

10.99%

Unsecured Loan*

$100-4000 (Up to $1000.00 12 months max)

12.99%

$4001+ (Max term 48 months for the larger dollar amounts))

11.99%

Share Secured Loan

2% over share or certificate rate with a 6% floor

Open End Line of Credit

$500-8000

11.90%


Truck Camper, Tent Trailer, Motorcycle, Tractor
1 - 60 months 7.99%
61 - 72 months* ($20k min) 8.99%
Motor Home, Travel Trailers, Boats
0 - 72 months* 7.99%
73 - 144 months* ($25k min) 8.99%
Mobile Homes (75% of list)
0 - 72 months 15.00%
73 - 144 months ($25k min)  (18% Max Rate) 17.00%
2nd Mtg ($10k min) 90% LTV
0 - 120 months 4.99%
121 - 180 months 6.99%

Home Equity

 

APR

(prime+0 w/ 5.99% floor) ($10k min)

5.99%


Shared Secured loans are paid at a rate of 2% above the Share Product used. For example, if you are using a 48 month certificate that has an interest rate of 6.25% to secure your loan, then your interest rate will be 8.25%. Floor rate 5.99%.

The annual percentage rates (APR) listed are our best rates. Your rate may vary depending on your credit score. Please contact a loan officer for information concerning specialty-type autos or extended terms.

*Max. LTV= maximum loan to sales value of vehicle as determined by the credit union.

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