Loan Rates (Loan Rates Effective April 16, 2008)

New Auto 2008-2007

 

BEST Rate

0 - 60 months

4.90%

61 - 72 months

5.40%

73-84 months ($30k min)

6.50%

Used Auto 2006-2005

0 - 60 months*

5.40%

61 - 72 months ($22k min)

6.50%

Used Auto 2004-2000

0 - 60 months*

6.99%

61 - 72 months ($20k min)

8.99%

Older Used Auto (100% sales price)

0 - 36 months*

11.90%

Unsecured Loan*

$100-4000 (Up to $1000.00 12 months max)

13.90%

$4001+ (Max term 48 months for the larger dollar amounts))

12.90%

Share Secured Loan

2% over share or certificate rate with a 6% floor

Open End Line of Credit

$500-8000

12.90%


Trk Camper, Tent Trailer, Motorcycle, Tractor
1 - 60 months 7.99%
61 - 72 months* ($20k min) 8.99%
Motor Home, Travel Trailers, Boats
0 - 72 months* 7.99%
73 - 144 months* ($25k min) 8.99%
Mobile Homes (75% of list)
0 - 72 months 15.00%
73 - 144 months ($25k min)  (18% Max Rate) 17.00%
2nd Mtg ($10k min) 80% LTV 100% LTV
0 - 120 months 7.75% 7.99%
121 - 180 months 7.99% 8.99%

Home Equity

 

APR

(prime+0 w/ 6% floor) ($10k min)

6.00%


Shared Secured loans are paid at a rate of 2% above the Share Product used. For example, if you are using a 48 month certificate that has an interest rate of 6.25% to secure your loan, then your interest rate will be 8.25%. Floor rate 6%.

*Max. LTV= maximum loan to sales value of vehicle as determined by the credit union.

  FFCU Homepage       Cu@Home       Mortgage       Order Checks        Special Offers