Fee Schedule:

FFCU Standard Fees

Account Fees

  Courtesy Pay fee:
       *NSF check paid

$30 per item

  Collection Fee: fee:

$30*

  Stop Payment Order:

$20 per request

  Share Draft Printing fee:

Prices vary

  Copy of cancelled check fee:

$2 per item

  Overdraft Protection Transfer:

$3 per transfer

Other Service Fees

  Account Reconciliation fee:

$15 per hour

  Statement/Account History copy fee:

$3 per month

  Return Check fee:

$30 per item

  Wire Transfer (incoming) fee:

$3 per transfer

  Wire Transfer (outgoing) fee:

$15 per transfer

  Wire Transfer (international) fee:

$30 per transfer

  Certified/Teller Check fee:

$5 each

  Inactive Account fee:  After 1.5 years of no activity.

$5 per month

  Copy VISA Sales Draft fee:

$5 per item

  Loan Late Payment fee:

$25

  VISA Late Payment fee:

$25

  Locator fee:

$5 per mailing

  Annual Dividend & Interest Look-Up fee:

$2 per request

  FAX fee (domestic):

$5 min. (plus $1 per page after five pages)

ATM Fees

  Transaction fee from a FFCU owned ATM:

FREE

  Transaction fee from a non-FFCU owned ATM:

$1 after 5

  NSF:

$30

  Replacement Card:

$6

  Sales Draft Copy (Visa Debit card only):

$5

Safe Deposit Box Fees (Available at Corporate Office Only)
 Annual Rental

  Size: 3x5
              3x10
              5x10
              10x10

$15 yearly
$30 yearly
$40 yearly
$60 yearly

  Drilling of Box fee:

$90

  Duplicate Key fee:

$15

  Early Termination fee:

$5

  Delinquent Rental Charge fee:

$25


** Effective August 1, 2011:
FFCU will lower its overdraft transfer fee from $7 per transfer to $3 per daily transfer from a savings account to a checking account automatically to cover for an overdraft. However, the abiility to provide the first (3) three free is no longer available. Federal Regulation also limits preauthorized withdrawals from a savings account to only (6) six per month. FFCU does not charge a fee for these transactions, but your Federal Regulation limit includes electronic (i.e. ACH) withdraws or payments drawn from a savings to a 3rd party, PayPal payments, telephone transfers, from a savings account, checking accounts are not included. Transactions performed at a branch are not included.

Business Account Fees

OneChoice Business Checking

First 75 items deposited or presented for payment: FREE
Per Item Processed After 75 items: $.15 per item
Overdraft Transfer fee 3 transfers FREE per month (Savings to Checking) just $7 each transfer after the third.

Savings:

First 75 items deposited or presented for payment: FREE
Per Item Processed After 75 items: $.15 per item
Debit Card/Point of Sale Transactions: FREE

Other Fees

Returned ACH or deposit items: $30 per item
Non-Sufficient Funds Drafts: $30 per item
Overdraft/Courtesy Pay Protection: $30 per item
Safe Deposit Box rental Price Varies by Size (Corp Office Only)

A $5.00 fee per month will be assessed if FFCU receives returned mail with no forwarding address and no means of updating your account.

FFCU members are given (5) FREE PIN-based debit or ATM transactions per month. After the fifth transaction, there is a $1 charge per transaction. Transactions include: ATM withdrawals, balance inquiries & purchases made with your debit card authorized by using your PIN. Escape all transaction fees associated with your debit card purchases by selecting "CREDIT." FFCU owned ATMs are always free.

Effective May 1, 2010. Subject to change without notice. The above fee schedule is simply an overview of member account fees. Please refer to current TIS disclosure for more specific disclosure information regarding your account. Visit our website for a complete list of fees associated with all FFCU accounts.

*If closed and sent to Collections for balance due
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